Car Finance

How Lenders View Applicants with High Debt-to-I...

What Is a Debt-to-Income Ratio (DTI) and Why Does It Matter? Your Debt-to-Income Ratio (DTI) is a key factor that lenders use to assess your ability to repay a car...

How Short-Term Rentals Impact Your Car Finance ...

How Does Living in a Short-Term Rental Affect Car Finance? If you’re staying in a short-term rental, such as a month-to-month lease, Airbnb, or temporary housing, you might wonder how...

How Long Do You Need to Be Employed Before Gett...

How Long Do You Need to Be Employed Before Getting a Car Loan in Australia? Applying for car finance isn’t just about your credit score — lenders also look closely...

Can I Get Car Finance If I’m on a Probationary ...

How Does Being on a Probationary Period Affect My Car Loan Application? Being on a probationary period at your job can cause concern when applying for car finance. Probationary periods...

How Does Applying for Car Finance with a Fixed ...

How Does a Fixed Income Impact My Car Loan Application? Applying for car finance when you have a fixed income may raise some concerns for lenders. Fixed income typically means...

Can You Get a Car Loan If You’ve Recently Had a...

💳 Does Increasing Your Credit Limit Affect Car Loan Approval? Yes! A recent credit limit increase can impact your car loan application because lenders see it as new potential debt....