Buying a Vehicle for Work of Business?
If the vehicle is used to earn income, there may be business finance options available. This applies to cars, utes, vans and other work vehicles used by self-employed and ABN holders.
Lets Get Down to Business - What do You Need Financed For Work?
-
Car/ Ute/ Van
Click Here -
Truck
Click Here -
Trailer
Click Here -
Agribusiness
Click Here -
Equipment
Click Here -
Caravan
Click Here
WE CAN HELP WITH
Who This Typoe of Finance is For
Tradies and contractors
Sole Traders and ABN holders
Small business owners upgrading work vehicles
Self-employed operators replacing existing vehicles
Business Vehicle & Equipment Finance for ABN Holders & Small Businesses
Drive Business Growth with Flexible Finance Solutions Tailored to Your Industry
Whether you're a sole trader, small business owner, or ABN holder just starting - Finance The Ride connects you with brokers who understand what your business needs to move forward. From utes and vans to trailers, trucks, and tools - we help you finance the assets that keep your operation running.
For larger or specialised assets, many businesses also explore options like equipment finance or truck and trailer finance, depending on what they use to operate.
Why Choose Finance The Ride?
-
No Tax Returns Needed
Get finance even if your tax returns arenāt up to date.
-
Low-Doc & Full Doc Options
Choose a loan that fits your financial situation.
-
Fast Approvals
Get pre-approved in as little as 24 hours.
Who Can Apply For an ABN Car Loan?
Sole Traders and Freelancers
(Uber drivers, consultants, contractors, tradespeople, etc.)
Small Business Owners
Running a company under an ABN
Company Directors and Entrepreneurs
Buying a business or personal vehicle
Self-Employed Professionals
Accountants, doctors, real estate agents, IT consultants, etc.
What Vehicles Can You Finance?
-
Business & Commercial Vehicles
Utes, Vans, Trucks
-
Luxury Cars & SUVs
High-end personal vehicles
-
Electric & Hybrid Vehicles
For tax benefits & sustainability
-
New and Used Cars
With no age limit
-
Motorbikes
As long as there is a direct commercial use of the asset
-
Grey Import Vehicles
As long as they are sold in Australia
Frequently Asked Questions (FAQs)
Can I get a car loan without tax returns?
Yes! Many lenders offer low-doc car loans, meaning not tax returns are required. Instead, you may need to provide bank statements of BAS statements.
Do I need a deposit?
Not always! Some lenders offer 100% finance if your ABN is established and your financials are strong.
How long does approval take?
Most self-employed applicants receive pre-approval within 24-48 hours.
Can I finance a personal vehicle under my ABN?
Yes, but most lenders require that the vehicle is used at least 50% for business purposes.