Buying a Vehicle for Work of Business?

If the vehicle is used to earn income, there may be business finance options available. This applies to cars, utes, vans and other work vehicles used by self-employed and ABN holders.

Lets Get Down to Business - What do You Need Financed For Work?

WE CAN HELP WITH

Finance For Electricians

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Finance for Plumbers

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Finance for Cleaning Businesses

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Finance for Courier & Delivery Drivers

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Finance for NDIS Operators

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Finance for Landscaping & Garden Maintenance Businesses

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Finance for Pest Control Businesses

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Finance for Removalists

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Finance for Uber / Rideshare Drivers

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Who This Typoe of Finance is For

Tradies and contractors

Sole Traders and ABN holders

Small business owners upgrading work vehicles

Self-employed operators replacing existing vehicles

Business Vehicle & Equipment Finance for ABN Holders & Small Businesses

Drive Business Growth with Flexible Finance Solutions Tailored to Your Industry

Whether you're a sole trader, small business owner, or ABN holder just starting - Finance The Ride connects you with brokers who understand what your business needs to move forward. From utes and vans to trailers, trucks, and tools - we help you finance the assets that keep your operation running.

For larger or specialised assets, many businesses also explore options like equipment finance or truck and trailer finance, depending on what they use to operate.

READY TO GET THE JOB DONE?

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Fast, Simple, No Credit Check

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  • No Tax Returns Needed

    Get finance even if your tax returns aren’t up to date.

  • Low-Doc & Full Doc Options

    Choose a loan that fits your financial situation.

  • Fast Approvals

    Get pre-approved in as little as 24 hours.

Who Can Apply For an ABN Car Loan?

Sole Traders and Freelancers

(Uber drivers, consultants, contractors, tradespeople, etc.)

Small Business Owners

Running a company under an ABN

Company Directors and Entrepreneurs

Buying a business or personal vehicle

Self-Employed Professionals

Accountants, doctors, real estate agents, IT consultants, etc.

  • Business & Commercial Vehicles

    Utes, Vans, Trucks

  • Luxury Cars & SUVs

    High-end personal vehicles

  • Electric & Hybrid Vehicles

    For tax benefits & sustainability

  • New and Used Cars

    With no age limit

  • Motorbikes

    As long as there is a direct commercial use of the asset

  • Grey Import Vehicles

    As long as they are sold in Australia

Frequently Asked Questions (FAQs)

Can I get a car loan without tax returns?

Yes! Many lenders offer low-doc car loans, meaning not tax returns are required. Instead, you may need to provide bank statements of BAS statements.

Do I need a deposit?

Not always! Some lenders offer 100% finance if your ABN is established and your financials are strong.

How long does approval take?

Most self-employed applicants receive pre-approval within 24-48 hours.

Can I finance a personal vehicle under my ABN?

Yes, but most lenders require that the vehicle is used at least 50% for business purposes.

Apply for an ABN Loan Today!

Get fast approval and low rates tailored for self-employed professionals!