Why Choose Car Finance Over Paying Cash?
-
Keep you savings for emergencies
Finance your car while preserving cash for unexpected expenses.
-
Access to better, newer cars
Get a higher-quality vehicle without needing full upfront payment.
-
Build or improve your credit score
Regular repayments can strengthen your credit history over time.

Car Finance Options in Australia
New Car Loans: Best for brand-new vehicles with competitive rates.
Used Car Loans: Finance second-hand cars with affordable repayments.
Private Car Sales: Finance cars you find privately online.
LETS BRIEF YOU ON PRE-APPROVAL
PRE-APPROVAL CHECKLIST
Let's point you in the right direction on your pathway to pre-approval
First we need to ask a few basic questions. Click the dropdown if any of the following apply to you.
Are you under 18 years old?
Unfortunately you won't be able to apply until you are 18.
Are you currently on a visa?
There are extra steps involved to obtaining pre-approval. CLICK HERE for your pathway.
Did you recently move from New Zealand?
Kiwis have a few more hurdles than Australian Citizens, however pre-approval is still easy. CLICK HERE for your pathway to pre-approval.
Is most of your income from Centrelink?
Centrelink receiptients have a few extra hurdles to obtain pre-approval. CLICK HERE for your pathway.
Do you have a poor credit history? (defaults, court judgements, bankruptcy)
CLICK HERE to learn more about your pathway to pre-approval.