Why Choose Car Finance Over Paying Cash?

  • Keep you savings for emergencies

    Finance your car while preserving cash for unexpected expenses.

  • Access to better, newer cars

    Get a higher-quality vehicle without needing full upfront payment.

  • Build or improve your credit score

    Regular repayments can strengthen your credit history over time.

Car Finance Options in Australia

New Car Loans: Best for brand-new vehicles with competitive rates.

Used Car Loans: Finance second-hand cars with affordable repayments.

Private Car Sales: Finance cars you find privately online.

LETS BRIEF YOU ON PRE-APPROVAL

PRE-APPROVAL CHECKLIST

Let's point you in the right direction on your pathway to pre-approval

First we need to ask a few basic questions. Click the dropdown if any of the following apply to you.

Are you under 18 years old?

Unfortunately you won't be able to apply until you are 18.

Are you currently on a visa?

There are extra steps involved to obtaining pre-approval. CLICK HERE for your pathway.

Did you recently move from New Zealand?

Kiwis have a few more hurdles than Australian Citizens, however pre-approval is still easy. CLICK HERE for your pathway to pre-approval.

Is most of your income from Centrelink?

Centrelink receiptients have a few extra hurdles to obtain pre-approval. CLICK HERE for your pathway.

Do you have a poor credit history? (defaults, court judgements, bankruptcy)

CLICK HERE to learn more about your pathway to pre-approval.

NONE OF THE ABOVE APPLY TO YOU?

Great! Click the button below to get connected to our experienced partner brokers. (Don't worry, there will be no hit on your credit file)

FINANCE THE RIDE

Resource Hub

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  • How Does My Credit Score Affect Car Finance at ...

    Your credit score plays a crucial role in securing car finance, but not all financing options are created equal. Dealerships often base their loan offers primarily on your credit score,...

    How Does My Credit Score Affect Car Finance at ...

    Your credit score plays a crucial role in securing car finance, but not all financing options are created equal. Dealerships often base their loan offers primarily on your credit score,...

  • How Do Car Finance Deals at Dealerships Compare...

    When it comes to car finance, dealerships and banks are two common options, but they often offer very different financing terms. While dealerships often advertise quick and easy financing, the...

    How Do Car Finance Deals at Dealerships Compare...

    When it comes to car finance, dealerships and banks are two common options, but they often offer very different financing terms. While dealerships often advertise quick and easy financing, the...

  • How to Get Car Finance with a Limited Employmen...

    If you have limited employment history, securing car finance at a dealership can be a real challenge. Dealerships often have strict lending criteria that focus heavily on stable, long-term employment....

    How to Get Car Finance with a Limited Employmen...

    If you have limited employment history, securing car finance at a dealership can be a real challenge. Dealerships often have strict lending criteria that focus heavily on stable, long-term employment....

  • How to Get Car Finance for a Classic Car at a D...

    Financing a classic car at a dealership can be a tricky process. Dealerships often focus on newer models and standard vehicles that fit within mainstream lending criteria. Classic cars, with...

    How to Get Car Finance for a Classic Car at a D...

    Financing a classic car at a dealership can be a tricky process. Dealerships often focus on newer models and standard vehicles that fit within mainstream lending criteria. Classic cars, with...

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