Switched to ABN But Work The Same Job?
Some lenders will still treat your profile favourably, with sharp rates too. At Finance the Ride, we partner with experienced brokers who can navigate the intricacies when your income structure has recently changed.
Why Lenders Flag This Transition
Most banks assume ABN income = unstable income. But if you're doing the exact same job, for the same company, and just changed how you're paid, that context matters.
Unfortunately, most lenders don’t look that closely — but some do.
When You're Still Finance Ready
Same worksite and duties
No gap in employment
Weekly or consistent payments
Previous PAYG history shows stable income
Tip For Fast Approval
When you show you're still doing the exact same job - just under a different pay structure - lenders are more likely to consider you low risk.
