Whether you’re fencing paddocks, moving livestock, delivering firewood or servicing properties across wide distances — in the regions, your trailer is often your business.
If you're running a rural or regional business and need a trailer, you don’t need to buy it outright. Many lenders offer trailer finance specifically tailored to ABN holders outside major cities — even if you're just starting out.
✅ Can Regional Businesses Get Trailer Finance?
Yes — and in many cases, approvals are easier than you think.
With the right broker, you can access lenders who:
- ✔️ Work with rural sole traders and contractors
- ✔️ Accept ABN-only or low-doc applications
- ✔️ Understand seasonal income and property-based work
- ✔️ Finance new or used trailers (dealer or private sale)
Even if you're not GST registered or still under 12 months trading, there may still be finance options available.
👨🌾 Who This Is For
We regularly see trailer finance approved for:
- Fencers and earthmovers
- Regional landscapers and contractors
- Livestock transporters
- Rural trades and mobile mechanics
- Small ag businesses and produce suppliers
If you’ve got an ABN and use your trailer for business — it’s likely you’re eligible.
📋 What You'll Typically Need
To apply for trailer finance as a regional business owner, you'll usually need:
- ✅ Active ABN
- ✅ Driver’s licence
- ✅ Quote or invoice for the trailer
- ✅ Optional: 3–6 months of bank statements
- ✅ A clear use case (business-related)
Don’t have tax returns? No problem. Many tradies and rural operators don’t — which is why low-doc trailer loans exist.
💸 What About Used Trailers or Private Sales?
Used trailers are often more affordable, and still financeable if:
- They're in good condition and under ~10–12 years old
- You can provide a seller invoice
- You’re okay with a possible deposit (usually 10–20%)
Private sales may take a little longer but are very common in regional areas — and brokers can still get the deal done.
🧠 Why Use a Broker?
Regional businesses often get overlooked by city-based lenders and banks. But brokers:
- Understand rural income patterns
- Know which lenders service non-metro postcodes
- Can fast-track your application without unnecessary paperwork
🚀 Get the Trailer — Without the Cash Upfront
If your trailer is essential for earning an income in the regions, don’t put it off. We’ll connect you with a broker who gets rural business finance.
👉 Start My Trailer Finance Application
DISCLAIMER
The information provided on this website is general in nature only and has been prepared without considering your financial needs, circumstances and objectives and should NOT be construed as financial, taxation or legal advice. For more information, get in touch with our experienced partner brokers today.
