
Visa Holder Finance
Finding car finance in Australia as a visa holder can be challenging, but Finance The Ride makes it easier. Whether you're on a 457, 482, 491, student, or permanent residency visa, we connect you with brokers who can assist in securing the right loan for your situation.
Visa Holders That May Be Eligible for Car Finance
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Temporary Skill Shortage Visa - 482
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Skilled Work Regional Visa - 491
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Skilled Independent Visa - 189
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Skilled Nominated Visa - 190
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Employer Sponsored Visa - 186
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Temporary Graduate Visa - 485
Frequently Asked Questions
My Visa number isn't on the list above. Does that mean I can't get finance?
Not necessarily, it's best to fill out the Finance the Ride form to tell us what visa you are on, then we can connect you to the right broker who can explain your situation.
My visa expires in less than 2 years. Can I still get finance?
Yes! Some lenders are able to give you loan terms up to 2 months before your visa expiry. Fill in the Finance the Ride form to explain your situation and we can connect you to the right broker.
Can I use my car for Uber Driving?
Most Lender's won't accept this, however fill out the Finance the Ride form to get you connected to an experienced broker who can help you out.
Would I need to place a deposit?
Generally you would need to place a 10-20% deposit for your loan due to being a temporary resident. There are always exceptions to this, fill out the Finance the Ride form to get connected to an experienced broker to help you out with this.

What Lenders Look For
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Skilled / Professional Work
(Doctor, Engineer, Accountant, Nurse, Dentist, Optomotrist, Lawyer, IT Professional, Etc.)
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Good Deposit
Minimum deposit up-front required is 10-20%
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Minimal Pay Day Loans / Buy-Now-Pay-Later
Lender's are hesitant to approve loans where there is a current pay day loan, cash advance, buy-now-pay-later, or a large personal loan is currently being used.
TALK TO A BROKER
Click the button below to explain your circumstances and we will connect you to the right broker. (Don't worry, this won't put a hit on your credit file)
Resource Hub
View all-
Can Nurses on a 491 Skilled Work Regional Visa ...
š Can Nurses on a 491 Visa Get Car Finance? Yes! Many lenders offer car finance to nurses on a Subclass 491 Skilled Work Regional Visa, especially because: ā Nursing...
Can Nurses on a 491 Skilled Work Regional Visa ...
š Can Nurses on a 491 Visa Get Car Finance? Yes! Many lenders offer car finance to nurses on a Subclass 491 Skilled Work Regional Visa, especially because: ā Nursing...
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Can Accountants on a 186 Employer-Sponsored PR ...
š Can Accountants on a 186 Visa Get Car Finance? Yes! Accountants on a Subclass 186 Employer Nomination Scheme (ENS) Visa can qualify for low-interest car loans because: ā 186...
Can Accountants on a 186 Employer-Sponsored PR ...
š Can Accountants on a 186 Visa Get Car Finance? Yes! Accountants on a Subclass 186 Employer Nomination Scheme (ENS) Visa can qualify for low-interest car loans because: ā 186...
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Can Engineers on a 491 Skilled Work Regional Vi...
š Can Engineers on a 491 Visa Get Car Finance? Yes! Engineers on a Subclass 491 Skilled Work Regional Visa can qualify for car loans with competitive interest rates because:...
Can Engineers on a 491 Skilled Work Regional Vi...
š Can Engineers on a 491 Visa Get Car Finance? Yes! Engineers on a Subclass 491 Skilled Work Regional Visa can qualify for car loans with competitive interest rates because:...
