Motorbike Finance

Road bike, dirt bike, adventure tourer or scooter: new, used, dealer or private sale. Tell us what you're looking at and we'll pass your enquiry to a licensed finance broker who works with a range of lenders. It takes about 60 seconds and there's no credit check to enquire.

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Who we help

• First-time buyers: first bike, first loan, or not much credit history yet
• Dirt, trail and off-road riders: including bikes that aren't road-registered
• Casual, part-time and new-job workers: brokers know which lenders are more flexible on employment
• Self-employed and ABN holders: including low-doc options for bikes used for work
• Visa holders: including student and temporary visa holders, depending on visa length
• Centrelink recipients: some lenders will consider certain government payments as income

How it works

1. Tell us about the bike and your situation in the short form below.
2. A licensed broker calls you, usually within one business day, to talk through your options.
3. If it suits you, they handle the application with a lender that fits your circumstances.

What you'll usually need

• Photo ID. A motorcycle licence (or learner/provisional) is commonly requested.
• Proof of income: recent payslips or bank statements (BAS or tax returns if self-employed)
• Details of the bike: price, year, and dealer invoice or private seller details
• Your living expenses and any existing debts

Every lender has its own criteria, so your broker will tell you exactly what's needed for your situation.

Motorbike finance guides

• Employment requirements for motorbike finance approval
• Personal loan vs motorbike finance: which one saves you more?
• How to finance a dirt bike or off-road bike in Australia
• Lenders for dirt bike and off-road bike finance
• Motorbike finance for Centrelink recipients
• Motorbike finance for student visa holders
• Motorbike finance options for short-term visa holders

Common questions

Can I finance a used bike or a private sale?

Often, yes. Many lenders finance used bikes from dealers and private sellers, although some have limits on the bike's age. Your broker can tell you which lenders fit.

Can I finance a dirt bike that isn't registered?

Some lenders will, often as a secured or personal loan depending on the bike and the amount. It's worth asking a broker before you commit to a purchase.

Does enquiring affect my credit score?

No. Filling in our enquiry form isn't a credit application. A credit check only happens if you choose to go ahead with an application through the broker.

How long does approval take?

It depends on the lender and how quickly you can provide documents. Straightforward applications can move quickly, while more complex situations can take longer.