Car Finance

Why Is Your Car Loan Taking So Long? Common App...

Why Is My Car Loan Taking So Long? Car loan approvals should take between a few hours and a few days, but delays can happen due to:✔ Incomplete application✔ Credit...

When Is the Best Time to Apply for a Low-Intere...

Best Times to Apply for a Car Loan in Australia 📌 1. End of Financial Year (EOFY) Sales (June-July)✔ Dealers offer discounts & special finance rates to boost sales.✔ Lenders...

What Affects Your Car Loan Interest Rate Beside...

Factors That Affect Car Loan Interest Rates (Besides Credit Score) 📌 1. Loan Term Length✔ Shorter loans (1-3 years) = Lower interest rates.✔ Longer loans (5-7 years) = Higher interest...

How to Negotiate a Lower Interest Rate on Your ...

Can You Negotiate Your Car Loan Interest Rate? Yes! Lenders don’t always advertise their best rates upfront. Negotiating can lower your rate and save thousands over the life of your...

What Car Loan Repayment Terms Offer the Lowest ...

How Car Loan Repayment Terms Affect Interest Rates When applying for a car loan in Australia, you can usually choose repayment terms between 1 and 7 years. ✔ Shorter Loan...

Does the Car’s Value Affect Your Car Loan Amount?

How Does a Car’s Value Impact Loan Amounts? The loan-to-value ratio (LVR) determines how much of the car’s price you can finance. 📌 Key Factors Lenders Consider:✔ The car’s price...