Car Finance

Is It Better to Pay a Higher Interest Rate for ...

Is It Better to Pay More Interest or More Fees? Choosing a car loan with lower fees but a higher interest rate may seem tempting, but it depends on:✔ Loan...

Can You Negotiate Fees on a Car Loan? Yes! Here...

Are Car Loan Fees Negotiable? Yes! Many fees are flexible, but most borrowers don’t ask for discounts. 3 Car Loan Fees You Can Negotiate 1️⃣ Loan Establishment Fee✔ Some lenders...

How Long Should You Wait to Apply for a Car Loa...

How Soon Can You Get a Car Loan After Bad Credit? If you’ve recently had financial trouble, waiting before applying can improve approval chances and lower your interest rate. ✔...

Does a Guarantor Help Speed Up Car Loan Approval?

Can a Guarantor Help Get Faster Car Loan Approval? Yes! A guarantor can increase approval speed and success rate, especially for:✔ First-time borrowers✔ Applicants with low credit scores✔ Self-employed or...

Why Is Your Car Loan Taking So Long? Common App...

Why Is My Car Loan Taking So Long? Car loan approvals should take between a few hours and a few days, but delays can happen due to:✔ Incomplete application✔ Credit...

When Is the Best Time to Apply for a Low-Intere...

Best Times to Apply for a Car Loan in Australia 📌 1. End of Financial Year (EOFY) Sales (June-July)✔ Dealers offer discounts & special finance rates to boost sales.✔ Lenders...