Finance the Ride / Horse float finance
Can You Lease a Horse Float Instead of Buying?
Leasing a horse float is mostly an option for equine businesses. How float leasing compares with buying on finance, and who each suits.
- No credit check to enquire
- Free to enquire, with no obligation to go ahead
- A licensed broker calls you, usually within one business day
Check my eligibility
About 60 seconds. No credit check to enquire.
You can lease a horse float, but leasing is mainly set up for businesses: breeders, trainers, agistment operators and professional competitors. For hobby riders, buying with a secured loan, or hiring when needed, is usually more practical.
Your options
- Finance lease (business): the financier owns the float and your business pays rent. Payments may be deductible for business use, and a residual is paid at the end.
- Chattel mortgage (business): your business owns the float from day one and claims interest and depreciation.
- Secured consumer loan (personal): you own the float, and it's the lender's security.
- Float hire: pay per trip. Ideal if you only float a few times a year.
How to choose
| You are... | Often suits |
|---|---|
| Floating most weekends, personal use | Secured loan |
| Floating a few times a year | Hire |
| Equine business | Chattel mortgage or finance lease. Ask your accountant. |
Don't forget
Check that your tow vehicle can legally tow the float fully loaded, and budget for rego, insurance and maintenance. See horse float towing and registration rules.
Weighing up a float? Tell us about it in about 60 seconds and a licensed broker will call you. No credit check to enquire.
General information only. This isn't tax or financial advice. Finance the Ride is a referral service and doesn't hold an Australian Credit Licence. Last reviewed September 2026.
About this guide. Written by the Finance the Ride team and last updated . It's general information for Australian borrowers, not financial advice, and doesn't take your circumstances into account. Finance the Ride is a referral service: we don't lend money or hold an Australian Credit Licence. About us