For those looking to purchase a horse float in Australia, financing through dealerships can be an efficient and convenient option. When buying a new or used horse float, dealerships often offer financing plans tailored to the specific needs of horse owners, trainers, and businesses. These plans can simplify the purchasing process and provide flexibility in terms of payment schedules, making it easier for buyers to manage the cost of their investment.
1. Streamlined Financing Process
One of the primary advantages of financing a horse float through a dealership is the streamlined process. Dealerships often work directly with multiple lenders and finance providers, allowing buyers to access competitive financing options without needing to shop around themselves. This saves time and effort, as you can often complete the entire financing process in one place, right at the dealership.
In many cases, dealerships can offer pre-approval for financing on the spot, which means you can get a clear understanding of what you can afford before making a final decision. This immediate feedback can help you narrow down your options and make a more informed purchase.
2. Flexible Payment Plans
Dealerships in Australia typically offer a range of flexible payment plans to suit different budgets and financial situations. Whether you're looking for a short-term loan with higher repayments or a longer-term plan with smaller, more manageable payments, dealership financing can cater to your needs.
You may also find that dealerships provide fixed or variable interest rates, giving you the option to choose the best deal for your financial goals. Fixed interest rates offer predictable repayments, while variable rates may be suitable for those who anticipate changes in their finances over time.
3. Easy Access to New and Used Floats
Another benefit of dealership financing is the wide selection of horse floats available for purchase. Dealerships typically offer both new and second-hand horse floats, allowing you to find a model that suits your budget and preferences. Financing through a dealership gives you the flexibility to choose from a range of options, whether you're looking for a custom-built float or a reliable used model.
Additionally, dealerships often have stock available for immediate purchase, meaning you can quickly secure the float you need without lengthy waiting times. If you're in need of a float right away, financing through a dealership can be the quickest way to get on the road.
4. Warranty and After-Sales Support
When financing through a dealership, you typically receive added benefits such as warranties and after-sales support. This is particularly important for horse floats, as they are subject to wear and tear from frequent use. With dealership financing, you can rest assured that any necessary repairs or servicing will be easier to arrange, often with the added benefit of warranty coverage.
In the event of any issues with your float, dealerships usually provide support through their service departments, which can help reduce the potential costs of repairs and maintenance down the track.
5. Possible Discounts and Promotions
Dealerships often offer promotional deals or discounts on financing plans, especially during special events, holiday sales, or when purchasing specific models. By financing through a dealership, you may have access to exclusive offers that can lower the overall cost of the float or reduce your monthly repayments.
This can be a great advantage for buyers who want to make the most out of their purchase while securing competitive interest rates and favourable terms.
6. Easier Approval Process for Customers
The approval process when financing through a dealership can sometimes be quicker and easier compared to applying for a loan through a bank. Dealerships often work with finance companies that specialize in vehicle and equipment loans, including horse floats. As a result, they may have more flexibility in assessing your application and could provide faster approval times, especially if you have a good credit history.
For buyers with less-than-perfect credit, some dealerships may still offer financing options, albeit with higher interest rates or shorter loan terms. It's always worth discussing your individual situation with the dealershipâs finance team to explore all available options.
7. Support for Businesses
For businesses that require a horse float for their operations, dealership financing can be particularly beneficial. Many dealerships provide financing options specifically tailored to business owners, including equestrian businesses, horse trainers, and event organisers. Dealerships may also offer chattel mortgages, which allow business owners to claim GST credits and depreciation on the float, making financing more affordable in the long run.
Conclusion
Financing a horse float through a dealership in Australia offers several benefits, including a streamlined purchasing process, flexible repayment plans, and easy access to both new and used floats. With added perks such as warranties, after-sales support, and the possibility of promotional deals, dealership financing can be an attractive option for horse owners, trainers, and businesses looking to secure a quality horse float. By working directly with a dealershipâs finance team, buyers can explore the best financing options to suit their needs while ensuring they make a smart investment for the future.
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DISCLAIMER
The information provided on this website is general in nature only and has been prepared without considering your financial needs, circumstances and objectives and should NOT be construed as financial, taxation or legal advice. For more information, get in touch with our experienced partner brokers today.
