Finance the Ride / Business finance
Can You Get a Low Doc Loan for a Caravan or Trailer?
Introduction If your business relies on caravans, trailers, or specialty towed equipment, you might be wondering:Can I finance these with a low doc loan if I don’t have full financials? The answer is yes — and it’s a great option...
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Introduction
If your business relies on caravans, trailers, or specialty towed equipment, you might be wondering:
Can I finance these with a low doc loan if I don’t have full financials?
The answer is yes — and it’s a great option for small businesses and sole traders needing flexibility.
What Types of Assets Qualify?
✅ Commercial Caravans → For mobile offices, event spaces, or display units
✅ Specialty Trailers → Including refrigerated trailers, tool trailers, horse floats, or equipment carriers
✅ Food Trailers → For mobile catering, coffee vans, or street food businesses
The key requirement: the asset must be used at least 50% for business purposes.
What Documents Will You Need?
✅ Active ABN (typically 6–12 months minimum)
✅ Business bank statements (6–12 months) showing regular cash flow
✅ BAS or an accountant’s letter if available
✅ Usually a 10–30% deposit, depending on the asset and lender
Case Study: Daniel’s Mobile Catering Business
Daniel wanted to upgrade to a larger food trailer but had no formal tax returns yet. With 12 months of strong bank statements and a 20% deposit, he secured a $50,000 low doc loan and expanded his mobile catering operations.
Tips for Financing Caravans and Trailers
✅ Work with lenders familiar with specialty asset finance
✅ Provide detailed information about the asset and how it supports your business
✅ Ensure the trailer or caravan meets any lender age or condition limits
✅ Prepare a solid deposit to improve approval odds
Final Call to Action
Want to finance a caravan or trailer for your business?
✅ Check your eligibility in just 20 seconds — no commitments, no impact on your credit score.
Visit our Business Lending Hub here:
https://financetheride.com.au/pages/small-business-car-loans
DISCLAIMER
The information provided on this website is general in nature only and has been prepared without considering your financial needs, circumstances and objectives and should NOT be construed as financial, taxation or legal advice. For more information, get in touch with our experienced partner brokers today.
About this guide. Written by the Finance the Ride team and last updated . It's general information for Australian borrowers, not financial advice, and doesn't take your circumstances into account. Finance the Ride is a referral service: we don't lend money or hold an Australian Credit Licence. About us