Equipment Finance for Construction & Earthmoving Contractors
Construction and earthmoving contractors commonly finance equipment used on-site to complete projects and generate income. This includes excavators, loaders, skid steers, attachments, and machinery used daily across residential, commercial, and civil works.
What Equipment You Can Finance
-
Excavators (mini, wheeled, crawler)
Finance new or used excavators from 1.5T mini units to 30T+ crawler machines, including private sale purhcases.
-
Bobcats & Skid Steers
Fast approvals for compact loaders used across residential, landscaping, and civil sites.
-
Bulldozers
Finance available for new and used dozers, including older or high-hour machines other lenders knock back.
-
Graders & Scrapers
Chattel mortgage and lease options for road-building and earthmoving contractors.
-
Wheel Loaders
Covers new, used, dealer, and private sale wheel loaders across all bucket sizes.
-
Trenchers
Finance for walk-behind and ride-on trenchers used in utilities, drainage, and landscaping work.
-
Compactors & Rollers
Approvals for plate compactors through to sit-on rollers for civil and road works.
-
Mobile Crushers & Screening Units
Finance for high-value processing equipment, including private sale and imported units.
-
Backhoes
Same-day approvals for new and used backhoe loaders, ABN-only applications welcome.
Need to Finance Something Else?
Submit a quick form above to get a call-back from our brokers who can advise of your options. Alternatively, visit our Equipment Finance Hub.
Did you know?
Whether you need new or second-hand equipment, dealer or private sale - we can finance it.
We match the loan type to your cash flow. Popular options include:
-
Low Doc Chattel Mortgage
Minimal paperwork, ideal for ABN holders without full financials on hand.
-
Equipment Lease or Rental
Spread the cost with fixed repayments, with options to own or upgrade at term end.
-
Finance Lease with Balloon
Lower monthly repayments now, with a balloon payment structured around your cash flow.
-
Private Sale Equipment Finance
Buying from a private seller, not a dealer? We can still finance it.
-
GST Not Registered? No problem.
Sole traders and new ABNs without GST registration can still qualify.
-
Loans for Fleet Expansion
Financing structured for contractors adding multiple machines at once.
Why Finance The Ride?
Same-day approvals
ABN-only loans
Private sale support
1-day ABNs ok
Used machinery accepted
Nationwide coverage
WE CAN ALSO HELP WITH
