What is a car loan and how does it work?

A car loan is a finance product where a lender provides funds for you to purchase a vehicle, which you repay over time with interest. Learn more at https://financetheride.com.au/pages/car-loans-explained

What’s the difference between secured and unsecured car loans?

Secured loans use the car as collateral, often leading to lower interest rates. Unsecured loans don’t, but usually have higher rates.

What loan terms are available for car finance?

Most car loans offer terms from 3 to 7 years. Find out what term suits you best at https://financetheride.com.au/pages/car-finance-for-government-corporate-employees-low-rates-for-stable-incomes

How is interest calculated on a car loan?

Interest is based on the loan amount, term, and rate. Fixed-rate loans have predictable repayments, while variable rates can change.

Can I get a car loan for a private sale?

Yes, many lenders accept private sellers. You’ll need to provide extra documents. See how to finance a private sale car at https://financetheride.com.au/blogs/car-loans/can-i-get-a-car-loan-from-a-private-seller

Do government employees get lower interest rates on car loans?

Yes — many lenders offer better rates due to your stable income. Explore finance options at https://financetheride.com.au/pages/car-finance-for-government-corporate-employees-low-rates-for-stable-incomes

Can I apply for a car loan while on probation?

Yes. Many government workers are approved during probation. Read more at https://financetheride.com.au/blogs/car-loans/can-government-employees-get-car-loans-on-probation

What credit score do I need as a government employee?

A score of 650+ is ideal, but lower scores may still be considered. Learn more at https://financetheride.com.au/blogs/car-loans/what-credit-score-do-government-employees-need

Are corporate professionals eligible for low-rate finance?

Yes, especially if you're full-time with strong income. See car loans for high-income earners at https://financetheride.com.au/pages/low-rate-car-finance

Can I get car finance with a novated lease?

Yes, many government departments support novated leasing. See how it works at https://financetheride.com.au/blogs/car-loans/can-government-employees-use-novated-lease

Transport & Heavy Haulage Equipment Finance | Prime Movers & Cranes

Finance for Transport & Heavy Haulage Equipment

Low doc loans from $50k - $350k for Prime movers, tilt trays, cranes & more.

Trucks and Trailers Used in Transport & Logistics Businesses

Truck and trailer finance is commonly used by businesses operating in transport, logistics, construction, and trade services. These assets support income-generating work and are often essential to daily operations. Businesses operating multiple assets often also use Equipment Finance or Small Business Car Loans to support fleet and operations.

Equipment Finance Small Business Car Loans

What Equipment You Can Finance

Prime movers (day cab, sleeper cab)
Road train setups
Drop deck and flatbed trailers
Tilt trays & recovery trucks
Hooklift trucks
All-terrain mobile cranes
Truck-mounted cranes
Low loaders & float trailers
Extendable trailers
Hiab Trucks
Dolly Trailers
Toolboxes, hydraulic ramps, GPS systems

Need to Finance Something Else?

Submit a quick form above to get a call-back from our brokers who can advise of your options. Alternatively, visit our Equipment Finance Hub.

Equipment Finance Hub

We match the loan type to your cash flow. Popular options include:

Low Doc Chattel Mortgage
Equipment Lease or Rental
Finance Lease with Balloon
Private Sale Equipment Finance
GST Not Registered? No problem.
Loans for Fleet Expansion

Why Finance The Ride?

Same-day approvals

ABN-only loans

Private sale support

1-day ABNs ok

Used machinery accepted

Nationwide coverage

Resource Hub

View all

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