Chris had been detailing cars part-time for a few years and finally made the leap to full-time. He picked up steady contracts with local dealerships and body shops but needed a properly fitted-out van to carry his pressure washer, water tank, and detailing gear. The only thing holding him back? No tax return.
❓ Chris’ Situation
Chris had a newly registered ABN, consistent cash flow from recent jobs, and proof of upcoming bookings. But banks wouldn’t consider him for finance without formal financials.
💡 The Low Doc Finance Solution
Chris applied for low doc van finance, which is built for sole traders and startup operators who can prove income via trading activity, not tax paperwork.
He qualified by providing:
- ABN & GST registration
- 5 months of business bank statements
- A signed detailing contract with a car yard
- A dealer invoice for a van with fit-out
✅ Approved in 24 Hours
With clear evidence of active trading and the van being for business use, the lender approved Chris's finance the next day. He was out detailing full-time by the weekend.
💬 Starting a Mobile Business Without Full Financials?
Whether you’re washing cars, fixing windscreens, or running any mobile service, low doc van loans let you launch and scale — even if your tax returns aren’t done.
👉 View Small Business Vehicle Loan Options
📎 Also see: Low Doc Equipment Finance
DISCLAIMER
The information provided on this website is general in nature only and has been prepared without considering your financial needs, circumstances and objectives and should NOT be construed as financial, taxation or legal advice. For more information, get in touch with our experienced partner brokers today.
