Are Tracked Skid Steers Eligible for Equipment Finance?
Yes — tracked skid steer loaders (like Bobcats, CATs, Kubotas and ASVs) are classed as earthmoving equipment and are widely financed across Australia. Whether it’s a compact model for tight urban spaces or a larger commercial-grade unit, these assets are lender-approved when purchased for business use.
What’s the Price Range for Tracked Skid Steer Loaders?
Here’s a general pricing breakdown:
- Mini or compact skid steers: $40,000 – $65,000
- Mid-size commercial units: $70,000 – $95,000
- Heavy-duty or premium models: $100,000 – $160,000+
Finance is available for both new and used units, and lenders are comfortable funding reputable brands like CAT, Bobcat, CASE, Kubota, Komatsu, and ASV.
Can I Finance a Tracked Skid Steer Without Full Financials?
Yes — especially if the unit is under $150,000 and you’ve had your ABN active for over 12 months. Low doc options may apply, where you don’t need to submit tax returns or financials. Most lenders will instead verify:
- ABN and GST registration (if applicable)
- Business use of the asset
- Bank statements showing income inflow
Even if you’re not GST registered, finance may still be possible under $75,000.
What If I’m Buying Used or from a Private Seller?
No problem. Lenders finance both new and used machines, including private sales — as long as:
- The asset is less than 10–15 years old
- It’s in working condition
- You provide a seller invoice or inspection report
Who Typically Finances These Assets?
- Earthmoving contractors
- Landscapers
- Residential builders
- Agricultural businesses needing all-terrain access
Whether you’re replacing an old unit or expanding your fleet, tracked skid steers are some of the most commonly financed construction assets.
Quick Tip: Wheeled vs Tracked Skid Steers
Tracked skid steers generally cost more and offer better traction and floatation on soft, wet, or uneven ground. If you’re comparing quotes, check for:
- Track condition
- Hours of usage
- Engine warranty (if used)
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Learn More About
- Construction & Earthmoving Equipment Finance
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DISCLAIMER
The information provided on this website is general in nature only and has been prepared without considering your financial needs, circumstances and objectives and should NOT be construed as financial, taxation or legal advice. For more information, get in touch with our experienced partner brokers today.
