A curtain-sider timber delivery truck is one of the most versatile vehicles in the transport and building materials sector. Designed for fast side loading, secure transport and efficient delivery to job sites, this truck type is used daily by timber yards, construction suppliers and logistics companies that specialise in bulky freight. With typical purchase prices ranging from $140,000 to $220,000, it is a major asset investment that can significantly expand your delivery capacity when financed correctly.
For many small to medium transport operators, financing an additional truck is a strategic move rather than a one-off purchase. By structuring the loan properly, you can maintain cashflow, increase delivery volume and support long-term contracts without tying up working capital. Banks often take a slow or rigid approach to specialised commercial trucks, especially those with custom curtain-sider builds. This is where specialised lenders become invaluable.
Operators who run their business under an ABN can access more flexible commercial options through our Small Business Car Loans pathway, which also covers commercial trucks and similar heavy vehicles:
https://financetheride.com.au/pages/small-business-car-loans
A curtain-sider body gives contractors the ability to transport timber packs, framing materials, building supplies, palletised loads and oversized items without the limitations of a boxed pantech. Because this asset directly contributes to business revenue, lenders classify it as income-generating equipment. This means approvals are often faster and more flexible when the application is submitted through our Equipment Finance channel:
https://financetheride.com.au/pages/equipment-finance-australia-fast-low-doc-equipment-loans
Many buyers choose to upgrade from older rigid bodies to a modern curtain-sider build that offers better weather protection, safer tie-down points and more efficient loading. The value of the truck depends on factors such as the body manufacturer, truck brand, tray length, kilometres, load rating and whether the vehicle includes hydraulic features. Used curtain-sider trucks also qualify for financing as long as they meet asset age requirements from participating lenders.
For operators who also run construction-related equipment—such as forklifts, skid steers, tippers or small excavators—there is often an advantage in consolidating multiple equipment purchases under one lender. This can be done through the same low-doc facility outlined in our Construction & Earthmoving Equipment Finance category:
https://financetheride.com.au/pages/construction-earthmoving-equipment-finance-australia-low-doc-abn-loans
Primary producers and timber processors who require both transport vehicles and agricultural equipment may also qualify for structured multi-asset lending. More details on this are available here:
https://financetheride.com.au/pages/agricultural-farming-equipment-finance-australia-low-doc-abn-loans
Finance structures for curtain-sider timber delivery trucks include chattel mortgages, commercial leases and rent-to-own options. These can be tailored to match seasonal income patterns or contract-based revenue, allowing repayments to stay stable even when workloads fluctuate. Private sale trucks, dealer purchases and custom body builds are all eligible.
If you’re planning to expand your fleet or replace an ageing delivery truck, a curtain-sider is one of the most adaptable choices on the market. The right finance structure ensures you can scale confidently without affecting daily cashflow. Checking your eligibility only takes a moment and won’t impact your credit score.
DISCLAIMER
The information provided on this website is general in nature only and has been prepared without considering your financial needs, circumstances and objectives and should NOT be construed as financial, taxation or legal advice. For more information, get in touch with our experienced partner brokers today.
