Yes — You Can Finance a Flatbed Crane Truck
If you're looking to purchase a flatbed crane truck, the good news is that it can absolutely be financed — even if you’re a small operator or working under a newer ABN. With prices typically ranging between $160,000 and $250,000, it’s a substantial investment, but one that commercial lenders look on favourably because the asset directly generates revenue.
Using a broker significantly boosts your chances of approval. Banks often misunderstand specialised trucks like crane rigs and will slow the process down with unnecessary paperwork. A broker, however, knows exactly which lenders focus on commercial transport equipment, which means you get a faster outcome, less hassle, and far fewer credit enquiries.
Why Flatbed Crane Trucks Are High-Value Commercial Assets
Flatbed crane trucks are widely used for lifting and transporting heavy building materials, machinery, steel, formwork, scaffolding and oversized freight. Their versatility and ability to complete both lifting and transport tasks in one vehicle make them extremely valuable to construction companies, logistics operators and civil contractors.
Because this kind of truck is classified as specialised commercial equipment, lenders often provide more flexible terms than they do on standard heavy vehicles.
The Best Finance Structures for Flatbed Crane Trucks
Most buyers choose structured equipment finance such as chattel mortgages, commercial leases or rent-to-own arrangements. These options allow you to preserve cashflow while putting the truck to work immediately.
If you operate under an ABN and need a simple, low-doc or flexible approval pathway, you can learn more here:
https://financetheride.com.au/pages/small-business-car-loans
For operators wanting a broader commercial lending pathway that covers all types of trucks, cranes and transport assets, our Equipment Finance category provides access to lenders who specialise in industrial vehicles:
https://financetheride.com.au/pages/equipment-finance-australia-fast-low-doc-equipment-loans
Ideal for Operators Working Across Multiple Industries
Many businesses using flatbed crane trucks also handle civil work, building-site deliveries or machinery transport. If you’re planning to purchase additional construction assets alongside your crane truck, lenders can often approve them under a shared low-doc facility. You can explore these financing pathways on our Construction & Earthmoving Equipment Finance page:
https://financetheride.com.au/pages/construction-earthmoving-equipment-finance-australia-low-doc-abn-loans
Agricultural suppliers and regional freight operators may also benefit from multi-asset approval options tailored for mixed industries:
https://financetheride.com.au/pages/agricultural-farming-equipment-finance-australia-low-doc-abn-loans
Why Using a Broker Gives You Better Outcomes
A broker works directly with commercial lenders who already finance flatbed crane trucks, meaning your application is presented correctly from the start. This reduces the risk of multiple enquiries on your credit file, shortens processing times and ensures you’re matched with lenders who understand your industry and cashflow patterns.
Brokers also negotiate on structure, rates and terms — something banks rarely do proactively.
Ready to Finance Your Flatbed Crane Truck?
Getting started is simple. A quick eligibility check gives you clarity on your options and does not affect your credit score. When structured properly, a flatbed crane truck is not just a purchase — it’s a business expansion tool.
DISCLAIMER
The information provided on this website is general in nature only and has been prepared without considering your financial needs, circumstances and objectives and should NOT be construed as financial, taxation or legal advice. For more information, get in touch with our experienced partner brokers today.
