Build Smoother Roads with Smarter Finance
Graders are the unsung heroes of Australian infrastructure. Whether shaping road bases, maintaining unsealed tracks, or preparing large civil pads, their precision and power make them indispensable to construction crews and local councils alike. Yet, with prices often running between $200,000 and $600,000, purchasing outright can strain cash flow.
That’s where grader finance comes in. With a low-doc construction and earthmoving equipment loan, ABN holders can secure the machinery they need — without waiting on traditional bank approvals or submitting complex paperwork.
Fast Funding Designed for Contractors
Low-doc loans are tailor-made for contractors who have a proven track record but limited time for red tape. Instead of relying on full financial statements, lenders assess your ABN activity, work pipeline, and the value of the asset.
Using fast low-doc equipment finance, you can:
✅ Fund new or used graders from leading manufacturers like Caterpillar, John Deere, or Komatsu
✅ Bundle GPS, laser systems, or attachments into your finance package
✅ Select repayment structures that follow your job revenue cycles
✅ Access pre-approval in as little as 24 hours
This allows you to stay competitive on roadwork tenders and infrastructure contracts while protecting your working capital.
Keep Operations Levelled — and Cash Flow Balanced
Rather than tying up large sums in a single purchase, low-doc finance spreads the cost of your grader over manageable terms. It keeps your liquidity free for materials, staffing, and project growth — the things that actually move your business forward.
Many contractors also refinance older graders through low-doc structures, unlocking equity to fund new technology upgrades or additional units.
Simple Requirements, Streamlined Approvals
You’ll generally only need:
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An active ABN and ID
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A quote or invoice from your supplier
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Proof of insurance
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Evidence of current or upcoming work
Lenders familiar with Australia’s civil and roadwork industries often approve these deals within a business day — getting you on the road (literally) faster.
Support Fleet Finance
Graders rarely operate alone. Field supervisors, fuel runners, and maintenance crews need reliable vehicles to keep projects moving. Pairing your grader finance with small business car loans ensures your light fleet is covered under the same low-doc terms, streamlining your operations and repayments.
Why It’s Worth It
Grader finance helps Australian contractors deliver smoother roads, stronger margins, and greater control. With low-doc ABN loans, you get the gear you need today — and the flexibility to take on tomorrow’s projects without slowing down.
DISCLAIMER
The information provided on this website is general in nature only and has been prepared without considering your financial needs, circumstances and objectives and should NOT be construed as financial, taxation or legal advice. For more information, get in touch with our experienced partner brokers today.
