Can You Finance a Seed Drill or Air Seeder? Yes — And Most Broadacre Farmers Do
Yes, you can finance a seed drill or air seeder in Australia, and most cropping operations already do. With equipment typically costing $60,000 to $400,000, these assets are ideal for low-doc ABN loans designed specifically for income-producing farm machinery.
Seed drills and air seeders are core to planting efficiency, accuracy and yield consistency — which is why lenders view them as essential to farm productivity. That means fast, low-doc approvals with flexible structures for both new and used equipment.
If you’d like to see which finance options apply best to seeding machinery, start with the Agricultural & Farming Equipment Finance page:
https://financetheride.com.au/pages/agricultural-farming-equipment-finance-australia-low-doc-abn-loans
Why Using a Broker Makes Air Seeder Finance Easier and Faster
Air seeders and seed drills come in many forms — trailed, mounted, pneumatic or hydraulic — and lenders treat them differently depending on setup and age. A broker helps you skip the confusion by sending your application directly to lenders who already finance cropping equipment.
A broker gives you a smoother approval process because they know:
• which lenders approve seed drills under low-doc ABN lending
• who funds both new and used seeders from dealers or private sellers
• which lenders accept older or retrofitted units
• who can approve quickly before the planting window
• how to align repayments with cropping income and seasonal cashflow
That’s why the Equipment Finance Australia – Fast Low-Doc Equipment Loans pathway is ideal for this type of asset — connecting farmers to lenders who actually understand cropping operations:
https://financetheride.com.au/pages/equipment-finance-australia-fast-low-doc-equipment-loans
Farmers who use brokers typically secure faster approvals and more flexible repayments.
How Farmers Usually Structure Their Seed Drill or Air Seeder Loan
Air seeders and drills are typically financed over five-year terms, with many farmers including a balloon to lower repayments and maintain working capital through the season.
Because cropping operations also require vehicles and support equipment, many farms consolidate these under the Small Business Car Loans program to simplify monthly payments and keep cashflow steady:
https://financetheride.com.au/pages/small-business-car-loans
This structure helps free up capital for inputs, labour, fuel and machinery upkeep during planting and harvest.
Final Word: Seed Drill & Air Seeder Finance Is Straightforward With the Right Lender
Seed drills and air seeders are among the most critical cropping machines on Australian farms — and lenders recognise their value. When a broker prepares your application and submits it to an agricultural specialist, approvals are typically fast, low-doc and tailored to your seeding and harvest cycle.
DISCLAIMER
The information provided on this website is general in nature only and has been prepared without considering your financial needs, circumstances and objectives and should NOT be construed as financial, taxation or legal advice. For more information, get in touch with our experienced partner brokers today.
