Compact, Versatile, and Built for Every Job
Few machines can match the versatility of a skid steer loader. Whether it’s construction, landscaping, concreting, or agriculture — these compact workhorses handle digging, grading, and loading with ease. Their interchangeable attachments turn one machine into a multi-purpose asset, making them a staple across Australian job sites.
However, buying a new or late-model skid steer can set you back $60,000–$120,000, depending on brand and features. That’s why skid steer loader finance is the smarter way to build capability without straining your cash reserves. With a low-doc construction and earthmoving equipment loan, you can secure your next machine in days — not months.
Step 1: Choose Your Equipment
Start by selecting the make and model that suits your workload. Whether it’s a Caterpillar for heavy-duty sites or a Bobcat for tight spaces, lenders are comfortable financing both new and used machines. You can also include attachments like augers, trenchers, and buckets within the same finance deal.
Step 2: Apply Under a Low-Doc Setup
Low-doc finance is designed for ABN holders who are trading actively but may not have complete financial records. Instead of waiting on tax returns, you can apply with minimal paperwork.
Through fast low-doc equipment finance, you’ll only need:
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An active ABN and identification
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A supplier quote or invoice
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Proof of insurance
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Evidence of current or upcoming jobs
Approvals can often be granted within 24–48 hours, so your skid steer can be working almost immediately.
Step 3: Tailor Your Repayments
You can choose flexible repayment terms to match your project cycles — monthly, quarterly, or even seasonal. This structure makes low-doc finance ideal for operators who experience variable workloads or are scaling up their business.
Step 4: Keep Your Fleet Efficient
Many contractors pair their skid steer finance with small business car loans to fund work vehicles, tool vans, or trailers under the same agreement. This keeps all your mobile assets financed efficiently and helps simplify cash flow management.
Why Contractors Prefer Financing
Skid steer finance gives businesses control and ownership from day one — without large upfront costs. Instead of hiring, you’re investing in a long-term asset that builds equity, delivers tax benefits, and pays for itself through consistent use.
With low-doc ABN loans, you can focus on doing what you do best — working smarter, not waiting longer.
DISCLAIMER
The information provided on this website is general in nature only and has been prepared without considering your financial needs, circumstances and objectives and should NOT be construed as financial, taxation or legal advice. For more information, get in touch with our experienced partner brokers today.
