Why Attachments Matter Just as Much as the Machine
In Australia’s construction and civil earthmoving industry, excavator attachments are often what define a machine’s true capability. From augers and rock breakers to grabs and tilting buckets, these tools allow one excavator to handle multiple tasks — saving time, labour, and the cost of running separate machines.
However, upgrading or adding multiple attachments at once can quickly add up. Instead of paying upfront, many contractors now turn to attachment and auger finance — a flexible way to fund accessories under a low-doc construction and earthmoving loan that doesn’t require full financials or tax returns.
How Low-Doc Attachment & Auger Finance Works
Low-doc attachment finance allows ABN holders to bundle tooling costs into existing machinery loans or take out standalone equipment finance. The attachments themselves often serve as part of the asset security, making approval fast and simple.
With low-doc equipment finance options, you can:
-
Finance augers, hammers, buckets, or tilt rotators
-
Add the tooling cost to a new or existing excavator loan
-
Choose flexible repayment schedules that align with job income
-
Access same-day approvals for quick turnarounds
This type of finance lets businesses grow capability without delaying projects or dipping into working capital.
What You’ll Need to Apply
To apply for low-doc attachment or auger finance, most lenders only require:
-
An active ABN and identification
-
Supplier quotes or invoices for the attachments
-
Basic proof of insurance
-
Evidence of business activity or active contracts
These straightforward requirements mean even sole traders and smaller operators can access funding with minimal friction.
Supporting Fleet & Vehicle Finance
Many businesses financing attachments also need transport solutions — such as utes or trailers — to move equipment and tools between sites. For this, business loans provide an ideal low-doc option for ABN holders. Combining your vehicle and equipment finance can streamline repayments and keep your entire operation efficient.
Whether you’re adding an auger for post-hole drilling, a hammer for demolition, or a tilting bucket for precision trenching, low-doc attachment finance keeps your machinery fleet flexible and profitable. It’s the easiest way to turn a single machine into an all-rounder without breaking cash flow.
DISCLAIMER
The information provided on this website is general in nature only and has been prepared without considering your financial needs, circumstances and objectives and should NOT be construed as financial, taxation or legal advice. For more information, get in touch with our experienced partner brokers today.
